Insurance

Davis Dyslexia Correction Methods

Is the Davis program covered by insurance?

In the United States, most health insurance companies unfortunately do not cover treatment for learning disabilities, but policies vary so widely it is always worth checking your policy. In addition to looking for coverage for treatment for learning disabilities, it is also worthwhile to look for coverage for occupational therapy or counseling.

Employee "Cafeteria" Plans

Many families have been able to arrange coverage via an employee's "cafeteria" plan. Under such plans, some employers offer employees the option to select a benefit other than regular health insurance to reimburse the sort of medical expenses not usually covered by insurance, such as out of pocket expenses and deductables. This is a good option when the family already has regular health insurance through the employee's spouse.

The money for the reimbursement account is designated at the beginning of each tax year. The employee then files a claim as expenses arise that are not covered by insurance; reimbursement may be determined by IRS guidelines.

Under the IRS regulations, the Davis Dyslexia Correction program qualifies as a remedial reading program and can be reimbursed. Parents should first get a doctor's recommendation for such a program or therapy to qualify.

Health Savings Accounts

Families who have Health Savings Accounts through eligible, high deductible plans could also use funds from that source to pay for qualified medical expenses. For more information, see: http://www.ustreas.gov/offices/public-affairs/hsa/